Why Hiring a Car Accident Lawyer is a Good Idea?

The aftermath of a car accident can be traumatic, especially if you have sustained severe injuries and need to be hospitalized or receive extensive medical treatment. At the same time, you may have to handle accident-related legalities, including filing an injury claim if you were not at fault. You must file it within 24 hours of the accident, or you may become ineligible to receive any compensation. However, if you are not in the mental and physical condition to deal with such matters, you should hire a skilled Joliet car accident lawyer to do them for you.

Here’s why hiring a car accident lawyer is a good idea:

• The lawyer will have a sound understanding of accident-related laws and will determine if you need to file a first-party claim or third-party claim. They will contact your insurance company in the first case and the responsible party’s insurer in the second.

• The lawyer will collect and organize the evidence for accident liability. That can include medical reports, X-rays, medical prescriptions, medical bills, eyewitness reports, photos of your injuries, and photos and videos of the accident, the accident vehicle, and the accident site. The evidence can also include proof of job loss or missed workdays, missed special events, travel expenditure, and so on.

• To gather the evidence, the lawyer will communicate with your doctor, the police officers on the scene, the accident eyewitnesses, and any other involved parties.

• The lawyer will discuss your case with the insurance company’s claims adjuster and negotiate a fair settlement.

• The lawyer will protect your interests when the insurance company is investigating your claim. Along with advising you on the statement that you will need to make to the claims adjuster, the lawyer will review the medical authorization form that the insurance company will give you. It will be necessary to ask them to make changes if it gives them unfettered access to your healthcare records. You don’t want them to look at health issues that are not related to the accident and possibly use those to try and deny your claim.

• If any insurers have liens on your insurance claims, the Joliet car accident lawyer will negotiate with them to accept a reduced amount. Insurers, who have given you disability, health, or workers’ compensation benefits, must legally receive payment from the accident settlement before you can.

Do you need a car accident lawyer?

Of course, you may not need a Joliet car accident lawyer if you have emerged relatively unscathed from the accident and know enough of the law to handle matters yourself.

Car accident lawyers generally operate on a contingency basis. That means you will need to pay them only if they win the injury claim for you and get you an acceptable settlement. However, if you win, you will have to pay them around one-third of the settlement amount. Additionally, whether you win or lose, you will have to pay them the expenses incurred in gathering evidence and preparing the case. If you prefer to save on making these payments, it may make sense to take things into your own hands.

However, be warned, without a competent Joliet car accident lawyer to look out for your interests, you might not prevail with the formidable legal teams that insurance companies unleash to limit their payouts. Saving their money is one of the principal operating goals of insurance companies, and they may try to fob you off with a minimum amount of settlement if they can get away with it.

It is, therefore, crucial to carefully consider your situation. In the long run, it might prove more expensive for you if you don’t hire a car accident lawyer. You may need long-term medical treatment, therapy, and medications for the accident-related injuries, and your mental trauma and debilitating physical injuries from the accident might also make it impossible to hold a well-paying job.

To deal with the financial burden from these issues, it is only fair that you receive adequate monetary compensation for your pain and suffering. By hiring a Joliet car accident lawyer to represent you in the case, it may be possible to get the reparations that you deserve.